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Gap Plans


CHC understands the challenges that employers and employees face when it comes to healthcare. With increasing medical costs, employers are under pressure to look for plans with higher deductibles in order to achieve lower monthly rates for their employees. While the lower monthly premiums agree with the family budget, during an emergency, the high deductible adds pressure to an already stressful situation. CHC offers Gap plan options to assist with the costs of healthcare by covering a portion of the employee’s out-of-pocket expenses.

Advantages of CHC Gap Plans:


    • Reduces out-of-pocket costs
    • Health Savings Account (HSA) compatible options
    • No pre-existing conditions limitations as long as the condition is covered in medical plan
    • All employees are eligible and guaranteed issue if covered under the group medical plan
    • Benefits are assignable and will be paid directly to the provider if an assignment of benefits exists