The Limited Benefit Medical Plans have a specific schedule of benefits that are paid on a “per day” basis with a limited number of days per year. These benefits are not subject to deductibles, copays, or coinsurance. These plans are considered “excepted benefits” and are allowed to be offered under the Affordable Care Act.
Fully customizable to match the employee’s benefit needs and the employer’s financial expectations
First dollar benefits
Guaranteed to issue
No pre-existing condition limitations
Affordable plans with high rate stability
It is important to remember that these plans are not ACA compliant
Outpatient lab & X-ray
Intensive care unit
Fixed indemnity, discount and copay pharmaceutical benefits are also available. In addition, some ancillary benefits such as Accident Medical, Term Life, Critical Illness or Telemedicine may be embedded within the plan. Click Here to learn more about our Ancillary products.